Savings
Provident Federal Credit Union offers a variety of savings accounts to fill the needs of any member. Each account has specific benefits and restrictions.
We offer regular (savings) accounts as well as Christmas Club (annually), Vacation Club, I.R.A. and CD Share accounts. Member accounts in this credit union are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government, NCUA, National Credit Union Administration, a U.S. Government Agency.
| Type | Terms | Minimum Balance |
|---|---|---|
| Regular Shares | 6 withdrawals per month with no fee | $5.00 |
| Vacation Club | 6 withdrawals per month with no fee | N/A |
| Holiday Club | 12 Months Nov 1 - Nov 1 |
N/A |
| Share Certificates | From 6 months | $500.00 |
| IRA Savings | 13 weeks | $5.00 |
| IRA Certificates | 18 months | $500.00 |
Dividends / Interest
Dividends are calculated based on the day of deposit, day of withdrawal and are paid on accounts quarterly.