Signature LoansApply Now
| Rates | Term | APR * |
|---|---|---|
| Signature / Unsecured Loan | Up to 60M | 10.75% * |
* Loan rates as low as those listed here are available, subject to credit approval. All rates are subject to change without notice.
Personal Loans
| Rates | Term | APR * |
|---|---|---|
| Signature / Unsecured Loan | Up to 60M | 10.75% * |
* Loan rates as low as those listed here are available, subject to credit approval. All rates are subject to change without notice.
| Rates | Term | APR * |
|---|---|---|
| Collateral Loan | Up to 60M | 8.75% * |
* Loan rates as low as those listed here are available, subject to credit approval. All rates are subject to change without notice.
| Rates | Term | APR * |
|---|---|---|
| Share Secured Loan | Up to 60M | 3% APR above the dividend rate |
* Loan rates as low as those listed here are available, subject to credit approval. All rates are subject to change without notice.
| Rates | Term | APR * |
|---|---|---|
| Certificate Secured Loans | Up to 60M | 3% APR above the dividend rate |
* Loan rates as low as those listed here are available, subject to credit approval. All rates are subject to change without notice.
| Rates | Term | APR * |
|---|---|---|
| Debt Freedom Loan | Up to 72M | 9.00% * |
* Loan rates as low as those listed here are available, subject to credit approval. All rates are subject to change without notice.
New Online Banking Security Feature Coming Soon
All current users will be required to select new challenge questions/answers beginning on 5/14/26, and set up phone numbers that will be able to receive one-time passcodes (OTP) for each login going forward. Please make sure that the phone numbers currently listed for your online account are correct. If you have any questions regarding these changes, please contact Provident FCU at 302-734-1133.
How does the new security feature work?
When logging into online banking on your computer, you will receive a message (text or voice) on your phone with a 6-digit code. You will be asked to enter this code to complete the login process on your computer. This feature takes place of answering security questions when logging into online banking. This feature is also available in the mobile app.