Checking Accounts

A woman shopping in Dover, Delaware using her debit card and checking account.

Provident Federal Credit Union offers several different checking accounts to fit your specific needs: Regular, Ultra Plus, One Plus One and Money Market checking accounts. Each account is unique, but all of our accounts offer the following benefits:

  • No minimum balance to maintain on selected accounts.*
  • No monthly service charge on selected accounts.*
  • Overdraft protection & line of credit is available.
  • Money may be automatically added to your account through
    convenient payroll deductions, in person or by mail.
  • Monthly statements.
  • No per check charge.
  • Direct Deposit.

Checking Accounts - Products

Regular Checking

  • No monthly service charges with a $300 balance or higher.
  • Overdraft protection.
  • No per check charge.
  • Direct Deposit.

Ultra Plus Checking

  • No monthly service charges.
  • Free Checks.
  • VISA Check Card accepted at all VISA ATMs and merchants.
  • VISA Credit Card with no annual fee.
  • Direct Deposit.

One Plus One Checking

  • No monthly service charge on checking balances for one year.
  • First order of checks free.
  • Direct Deposit.

Money Market Checking

With a Money Market Account, members can earn high rates of interest while enjoying greater financial flexibility. A minimum deposit of only $500 will open a Money Market Account.

Interest is earned and posted monthly.

  • $0 to $999 at no interest.
  • $1,000 plus with interest.

* Some restrictions may apply. Please consult the Credit Union office personnel for the current list of fees. Our phone numbers are 302-734-1133 or 888-328-7120.