Current Rates

Please call Provident Federal Credit Union directly at 302-734-1133 or 888-328-7120 to take advantage of Provident Federal Credit Union’s great rates and promotions.

Signature Loans

AMOUNTSTERMRATE
$500-$80014MRates as low as 10.75% APR
$801-$120018MRates as low as 10.75% APR
$1201-$180024MRates as low as 10.75% APR
$1801-$350036MRates as low as 10.75% APR
$3501-$500048MRates as low as 10.75% APR
$5001-$750060MRates as low as 10.75% APR
Debt Freedom
$5000-$25000up to 72Mstarting as low as 7.99% APR
Promo's (Spring, Summer, Fall Fest, Winter Wonder)
$500-$2500N/AAs low as 8% APR

Share Secured Loans*

AMOUNTSTERMRATE
*Variable Rate (Share Dividend plus 3% APR)
$500-$200036M3% APR above
$2001-$300048MShare
$3001-And Up60MDividends

Certificate Secured Loans*

AMOUNTSTERMRATE
*Variable Rate (Certificate Dividend plus 3% APR)
$500-$200036M3% APR above
$2001-$300048MCertificate
$3001-And Up60MDividends

Debit Line of Credit

AMOUNTSTERMRATE
$500-$3000N/A15.00% APR
REPAYMENT SCHEDULE
$100-$500$25
$501-$2000$5 PER $100 Adv.

New Car Loans 100% Financing*

AMOUNTSTERMRATE
*Promotional Rates may apply - *To Qualified Borrowers
No Min-$500036Mstarting as low as 3.99% APR
$5001-$10,00048Mstarting as low as 3.99% APR
$10,000-And Up60M-72Mstarting as low as 3.99% APR
$25,000-And Up84Mstarting as low as 4.99% APR

Used Car Loans 100% Financing*

AMOUNTSTERMRATE
No Min-$500036Mstarting as low as 3.99% APR
$5001-$10,00048Mstarting as low as 3.99% APR
$10,001-$15,00060M-72Mstarting as low as 3.99% APR
$15,001 And Up84Mstarting as low as 4.99% APR

New/Used Car Buyout*

AMOUNTSTERMRATE
*Model years 16,17,18
No Min-$500036Mstarting as low as 3.99% APR
$5001-$1000048Mstarting as low as 3.99% APR
$10001-And Up60M-72Mstarting as low as 3.99% APR

New Motorcycle Loans 100% Financing

AMOUNTSTERMRATE
No Min-$300024MRates as low as 4.99% APR
$3001-$500036MRates as low as 4.99% APR
$5001-$1000048MRates as low as 4.99% APR
$10001-And Up60MRates as low as 4.99% APR

Used Motorcycle Loans 100% Financing

AMOUNTSTERMRATE
No Min-$300024MRates as low as 6.50% APR
$3001-$500036MRates as low as 6.50% APR
$5001-$1000048MRates as low as 6.50% APR
$10001-And Up60MRates as low as 6.50% APR

Advance Pay Line of Credit

AMOUNTSTERMRATE
$250-$500N/A18.00% APR
REPAYMENT SCHEDULE
$25030 days from Adv.
$500$250 30D from Adv. balance paid 60D

Visa Credit Card*

AMOUNTSRATE
*Promotional rate may apply
$500-$1000012.50% APR

New Boat Loans 80% Financing

AMOUNTSTERMRATE
$1000-$500036MRates as low as 9.99% APR
$5001-$1000048MRates as low as 9.99% APR
$10001-And up60M-72MRates as low as 9.99% APR
$25000-And up84MRates as low as 9.99% APR

Used Boat Loans 75% Financing

AMOUNTSTERMRATE
$1000-And up36M - 72M9.99% APR

New RV Loans 80% Financing

AMOUNTSTERMRATE
$1000-$500036M9.99% APR
$5001-$1000048M9.99% APR
$10001-And Up60M - 72M9.99% APR
$25001-And up84M9.99% APR

Used RV Loans 75% Financing

AMOUNTSTERMRATE
$1000-And up36M-72MRates as low as 9.99% APR

Home Equity Loan 80% Financing*

AMOUNTSTERMRATE
*Subject to application & settlement fees
$10,000 and upup to 60 months5.25% APR
$10,000 and upup to 120 months5.75% APR