FACTSWHAT DOES PROVIDENT FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why?Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect,
share, and protect your personal information. Please read this notice carefully to understand what we do.
What?The types of personal information we collect and share depend on the product or service you have with us. This information can
include:

- Social Security number and account balances

- account transactions and employment information

- overdraft history and payment history

When you are no longer our customer, we continue to share your information as described in this notice.
How?All financial companies need to share members' personal information to run their everyday business. In the section below, we
list the reasons financial companies can share their members' personal information; the reasons Provident Federal Credit Union
chooses to share; and whether you can limit this sharing.
Reasons we can share your personal informationDoes Provident Federal Credit Union share?Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus YES
NO
For our marketing purposes - to offer our products and services to youYESNO
For joint marketing with other financial companiesYESNO
For our affiliates' everyday business purposes - information about your transactions and experiencesNOWe don't share
For our affiliates' everyday business purposes - information about your creditworthinessNOWe don't share
For our affiliates to market to youNOWe don't share
For our nonaffiliates to market to youNOWe don't share
What we do 
How does Provident Federal Credit Union protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safequards and secured files and buildings.
How does Provident Federal Credit Union collect my personal information?We collect your personal information, for example, when you
- open an account or use your credit or debit card
- Show your government-issued ID or apply for financing
- make deposits or withdrawals from your account.
- seek advice about your investments
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes - information about your creditworthiness
- affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you
State law and individual companies may give you additional rights to limit sharing.
Definitions 
AffiliatesCompanies related by common ownership or control. They can be financial and nonfinancial companies.
- Provident Federal Credit Union has no affiliates
NonaffiliatesCompanies not related by common ownership or control. They can be financial and nonfinancial companies.
- Nonaffliates we share with can include insurance companies, governmentt agencies, plastic cardprocessors (credit/debit/ATM), mailhouse, Consumer reporting agencies, data processors, and check/share draft printers
Joint MarketingA formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our joint marketing partners include CUNA Mutual Group's MEMBERCONNECT, Affinion, Hartford, and our credit and debit card processors.

Questions?  Call 302-734-1133 or go to www.providentfcu.com

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